This is your budget to try and stick with. Even is the numbers are estimated you are filling this out as your money goal for the month. At the start of each month, you should fill it out. How to use the free monthly budget template Our sheet needed to be customizable according to our financial goals. Sometimes we are saving for a trip and other times we are working on student loan debt pay-off. Accessible for both of usīecause we store our budget template with Google drive, we can both have access all the time. We can create new tabs for each month at the bottom and look at our budgets over the long term as well. Our budget template is on a google sheets, making it easy to use. These were the three essential requirements for our budget template to actually work. Must Have’s for our free monthly budget template It was a way to limit our spending and make our money work for us. But, the budget template helped us stay on track. I can’t give all the credit to the budget template, because this took dedication on our part as well. We have been able to pay off 40% of student loan debt, save for major house expenses, and continue investing each month. We have used our free budget template for over a year now. It should be customizable to your own needs and financial goals. A budget template should be easy and simple to use. We have downloaded so many free monthly budget templates only to find them clunky and complicated. (That was the case for us!) Finding the right budget template If you use a budget template regularly, you can start to see major progress with your financial goals. A budget template is a way to allocate your income to cover bills, expenses, and savings goals.

Customizable monthly budget template